Personal Lines

HMK knows that managing life can be difficult and complex. We help reduce our client’s anxiety by providing a clear analysis of the assets you own, your exposure to loss and how to protect you and your family at the best possible price.

Whether it is a home, car, boat, ATV, motorcycle or lives – we develop sensible and effective personal insurance solutions. Our straight forward and personal approach simplifies life so that our clients can focus on what’s important to them.

HMK clients can expect:

  • A survey and analysis of all personal assets
  • A customized insurance program offering the best protection
  • Competitive quotes from numerous insurance companies
  • A complete explanation of all personal insurance coverage’s
  • A full-time claims representative available 24/7 to assist with claims