HMK Leadership

William C. Kreitz

William C. Kreitz, CIC

Senior Vice President/Management Team Member/Shareholder

Bill began his four-decade insurance career as an underwriter for Aetna Casualty and Surety, based in Reading, Pa. After rising to the position of senior underwriter, Bill joined HMK as a commercial lines producer. With his focus now on business insurance sales, Bill significantly increased the agency’s market share and became a company principal in... MORE

David Dyson

David Dyson

Vice President, Sales and Marketing/Board Member

David joined HMK in 1982 and rose to the rank of company owner in 1988. David’s areas of responsibility include managing and mentoring the sales force, servicing his extensive book of clients and overall strategic planning for the agency. David dedicates a significant amount of time to community service and developing emerging leaders through seminars and... MORE

George Mowrer

George Mowrer, CPCU

Chief Financial Officer/Board Member

George handles the agency automation, finance and accounting issues and contract bonding. George, who is a company owner, has been with HMK since 1985. His father, Gordon, his grandfather, Clifton, and his uncle, “Tip” helped to build the Hampson Mowrer Agency through the mid to late 1900′s. Education  Eastern College,  BS Chartered Property Casualty Underwriter... MORE

Tim Kurtz

Tim Kurtz, CPIA

President/Managing Partner/Shareholder

Tim has been with HMK Insurance since 1996 and became a Principal Owner of the agency in 1998. In 2001 he was named Vice President and became President/Managing Partner in July 2018.  His responsibilities include sales and service of larger commercial accounts in the construction, manufacturing, and technology industries along with managing the agency-carrier relations,... MORE

Tom Hartzell

Tom Hartzell, CPCU, CIC

Board Member

Tom Hartzell joined HMK in 1979 following his graduation from Lehigh University. Tom received his CPCU (Chartered Property & Casualty Underwriter) designation in 1990, and his CIC (Certified Insurance Counselor) designation in 2013. He is one of the owners of our firm. Tom is an active member of the Bethlehem Morning Star Rotary and served as Assistant... MORE

Dave Rispoli

Dave Rispoli, AU, CPCU


Dave joined HMK in 1997 after 10 years as a commercial underwriter for several insurance carriers including INA, Home Insurance Co., and CIGNA. Dave managed an agency in Lehighton for 10 years before coming to HMK where he became a Shareholder in 1999. He has an extensive background with construction risks of all types including... MORE


John Eltringham, CIC, CPCU


John joined HMK in 2000 and became one of the agency shareholders in 2008. John focuses his efforts for HMK on providing insurance and risk management solutions to businesses in the manufacturing, wholesale, retail and healthcare sectors. Prior to joining HMK John developed a strong insurance and risk management background while employed as a Field... MORE

Bill Mulhern

Bill Mulhern, CPIA


Bill joined HMK in 1993.  His area of responsibility includes the sales and management of accounts primarily in the construction industry and small businesses.  Bill, his wife Suzanne and their daughter Mary Kate are residents of Bethlehem. Education: Bloomsburg University, BS,  M.Ed. Professional Organizations: Lehigh Valley, Carbon & Pocono Mountain Builders Associations Pennsylvania Builders Association... MORE


Chip Buck, CIC, CLCS


Chip is a 1986 Virginia Tech graduate with a degree in Industrial Engineering and Operations Research. When he joined HMK in 2004, Chip brought with him 20 years of experience in manufacturing, information technology sales, and non-profit management. Chip’s work experience, education, and insurance expertise have enabled him to build a book of business that... MORE

Todd Linn

Todd Linn, CIC

Shareholder/Manager, Group Benefits Division

Shortly after graduating from Dickinson College, Todd started his career in the insurance industry and joined HMK in 1999. After leading the personal lines division for seven years, Todd created and grew the benefits division at HMK to one of the largest in Eastern Pa. Todd has presented and facilitated seminars for HMK clients regarding Healthcare... MORE

Gail Kitson

Gail H. Kitson


Gail had 13 years of insurance industry experience, including agency management, when she joined the HMK personal lines department in 2007. Licensed in both Property & Casualty and Life insurance, Gail specializes in personal lines coverages for individuals of high net worth. She works closely with regional and national carriers to customize protection for clients with... MORE

Kellie Eschbach

Kellie Eschbach


Kellie joined HMK in 2005 as a Personal Lines Account Executive and brought 17 years of insurance experience to her position. She was promoted to Manager of Personal Lines Department in 2009 and now oversees the management of 3,400 accounts for the agency. Professional Organizations: Lehigh Valley Business Connections, President Honors: Insurance Alliance of Central... MORE


Ryan Rispoli, CLCS


Ryan graduated from Susquehanna University and was immediately hired by a Philadelphia insurance agency where he worked for several years before he joined the commercial sales team at HMK in 2010. Ryan’s business background and designation as a Commercial Lines Coverage Specialist (CLCS) position him well in the insurance industry. His areas of expertise include construction,... MORE

Chris Birkhead

Chris Birkhead

Shareholder/Board Member

Chris started his career with Fireman’s Fund Insurance Company and attained the positions of Senior Underwriter and Marketing Representative.  He joined the R.E. Reinhard Agency in 1983, became Vice President in 1987 and then President and sole owner in 2008.  Chris merged Reinhard Insurance into HMK in 2012 and is a shareholder and member of... MORE


Susan Hartranft-Bittinger, CISR

Claims Manager

Susan started her insurance claims career in 1987 and has been with HMK since 2003. In 2000 she became a Pennsylvania Licensed Property & Casualty Agent. Susan dedicates a significant amount of time to attending industry seminars and conferences so that she has a working knowledge of the current laws, regulations and rulings affecting HMK... MORE

David Williams

David Williams, CIC, CISR

Shareholder/Account Executive

Immediately following his graduation from Moravian College, David was hired by HMK Insurance as an Account Executive.  His quick grasp of the industry and additional knowledge in the field of technology advanced his career with HMK Insurance.  He became a shareholder in 2008, the same year his son, Mason, was born.  David and his family... MORE

Tara Silfies

Tara Silfies, CPCU

Shareholder, COO

Tara began her career in insurance with HMK in 1992 and today is our COO. Tara has always worked in the commercial lines division of HMK, and currently handles large commercial accounts for various types of businesses including construction, manufacturing and technology. She also oversees the small business unit in commercial lines, and assists in... MORE

Alan Goodrich

Alan D. Goodrich, CPCU, AAI


After 20 years with Reinhard Insurance, Alan joined HMK in 2012 when Reinhard Insurance joined forces with HMK. While at Reinhard Insurance, Alan built a sizeable book of commercial clients while sharing in the overall management of the agency. Alan is responsible for servicing his book of valuable clients while pursuing opportunities to offer his... MORE

Jim Knerr

Jim Knerr, CHC

Benefits Consultant

Shortly after his graduation from Muhlenberg College, Jim joined the ranks of Capital BlueCross (CBC). He held numerous positions with CBC including Supervisor in the Claims Division, Account Executive for Labor Unions, and Account Executive Eastern Region handling employers of all sizes. During his three decades with CBC, Jim won numerous awards for marketing excellence... MORE

Todd G Collins

Todd G Collins

Insurance & Risk Management Advisor

Todd Collins joined HMK Insurance in 2013 and is a licensed Property & Casualty agent. Prior to his tenure with HMK, Todd was the Business Development Manager in the Department of Community and Economic Development for the City of Allentown where he played a key role in managing the implementation of the City’s economic development strategies. Todd... MORE


Michael Stocker

Benefits Consultant

Michael Stocker is an Employee Benefits Consultant specializing in health, life and disability insurances for HMK Insurance. He has over a decade of experience in the insurance industry and has emerged as a trusted consultant to many clients regarding the implications of the Affordable Care Act (ACA) and helping to reduce benefit costs while still... MORE


Jade Simmers

Director of Risk Management

Jade has just recently joined HMK to begin development of our Client-focused risk management department and services. MORE


Gene Nosovitch

Insurance Advisor

Gene started at HMK in September after merging his company, West Park Insurance, with HMK. Gene began his career in insurance with Marsh & McLennan in New York City in 1985. MORE


Julie Stocker

Marketing & Communications Coordinator

Julie has been with HMK since 2009 when her career in the insurance industry began. Over the years, she held several positions in Commercial Lines before taking on the role of Marketing & Communications Coordinator in 2018.  Julie develops and executes targeted marketing campaigns, developes branded materials and manages the agency’s social media and website. ... MORE


Holly Hutterer, CISR

Commercial Insurance Advisor

Holly is a Commercial Insurance Advisor with 6 years’ experience in insurance industry.   Her background includes 15 years in the hospitality industry and 6 years working in mailing and logistics.  Holly has her Certified Insurance Service Representative (CISR) designation.  She is dedicated in her commitment to do right by her clients.  Holly excels as an... MORE

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