Mid-Atlantic Craft Beverage Insurance

Mid-Atlantic Craft Beverage Insurance is a division of HMK Insurance, one of the largest locally-owned independent agencies in eastern Pennsylvania – perfectly situated to serve MD, DE, PA and NJ.

We have enjoyed a long-standing relationship with well-respected craft beverage makers since the 1990s. Our dominance in the industry is a positive reflection of the trust that veterans and budding entrepreneurs in the industry have placed with us.


Meet the Team


Todd Collins, Agent: I love working with and supporting the owners of breweries, distilleries and wineries.  Their passion and drive inspire me and their beverages keep me happy! It’s an honor for me to be the Administering Agent for the Mid-Atlantic Craft Beverage Insurance Division. I was born in Washington DC, raised in Maryland, earned my undergraduate and Master’s degrees in Delaware, got married, moved to eastern PA and I am now the proud father of four boys. The Mid-Atlantic is my hood.


Susan Hartranft-Bittinger, Claims Manager: I’ve been in the claims business for 30 years. Nothing you can tell me will surprise me. And I’m on your team. My phone is always on. You can call 610-442-4047 to report a claim 24/7. Or you can call just to say hello. No one ever calls a claims manager just to say hello.


Sherry Schaffer, Billing Specialist: Got questions about an invoice? I can’t pay the bill for you BUT I can help you understand it and in many cases, I can take payment over the phone.


Lora Guinn, Bond and Account Specialist: We ALL love state and federal bonding requirements, right? Not really? Well, if you are one of the people who answered NO to that question, I have good news. Sit down, relax, grab a cold one and give me a call. I’ve got the answers. We will get through this together.


Pat Woods, Account Executive: You have questions about insurance coverage? You need to make a change to your policy? You just found what is left of that auto ID card in your jeans pocket that went through the wash and now you need a new one? Give us a call and we’ll sort it out quickly so you can go do what you do best ….craft beverages! And that’s a good thing ’cause this insurance stuff can get pretty boring and your beverages are what keep us going!

Check out our craft beverage clients!

Breweries 2018
Wineries & Meaderies
Wineries 2018
Industry Support
Industry Support 2018

Start a Quote or Ask a Question

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